AI-powered payment infrastructure for Bharat

The Payment
Infrastructure
India's Fintechs Trust

One intelligent partner with tech built ground-up for Bharat’s scale, compliance and speed. Trusted by 20+ banks, SFBs, NBFCs and fintechs.

UPI Switch White Label Payment Platform Banking Dashboards Payment Orchestration Verification APIs Cross Border Payments
PCI DSS & RBI aligned
Go live in weeks, not months
LP Fintech Dashboard
Live UPI traffic
4,812 TPS
Success rate
99.4%
20+
Banks, SFBs & NBFCs live
99.99%
Switch uptime SLA
5,000 TPS
Peak throughput
RECON ENGINEMERCHANT ONBOARDINGFRAUD & RISKWORKPULSEUPI SWITCHAEPS 3.0BBPS BOU/COU
RECON ENGINEMERCHANT ONBOARDINGFRAUD & RISKWORKPULSEUPI SWITCHAEPS 3.0BBPS BOU/COU
THE GROUND REALITY

Payments in India aren't like
payments anywhere else.

01

Fragmented rails

UPI, AePS, BBPS, cards, IMPS, RTGS — each with its own switch, reconciliation logic and downtime patterns.

02

Compliance gravity

RBI, NPCI, PA/PG norms, digital lending rules, tokenisation, KYC master directions. Change quarterly.

03

Bharat-scale expectations

500M+ UPI transactions a day, Tier-3 merchants, 12 languages, offline-first flows.

BUILT FOR THE FINANCIAL ECOSYSTEM

One infrastructure.
Every way money
moves.

From regulated banks to fast-moving fintechs, LP Fintech provides the payment infrastructure behind every transaction, without forcing businesses to rebuild their stack for every new payment rail.

BANKS & SFBS

Infrastructure built for banking scale.

White-labelled payment infrastructure for commercial banks, small finance banks and regulated institutions.

White Label Banking Rails Scalable Infrastructure
Explore banking infrastructure
BANKING SYSTEM
Payment Infrastructure
UPI · IMPS · RTGS · NEFT
LP FINTECH
Unified Payment Layer
Routing · Reconciliation · Settlement
BANKING RAILS
Ready to Scale
Secure · Compliant · Reliable
PSPS & FINTECHS

Launch payment products without rebuilding the rails.

Give fintech apps and payment service providers access to modular payment capabilities through APIs designed for faster integration and controlled scale.

API First Fast Integration Fraud Intelligence
Explore fintech infrastructure
APP / FINTECH PRODUCT Mobile · Web · PSP
LP FINTECH API LAYER Auth · Rate limits · Webhooks
/payments
/verify
/settlement
/reconciliation
PAYMENT NETWORKS · UPI · CARDS · BANKING RAILS
MERCHANT AGGREGATORS

One payment layer. Thousands of merchants.

Enable retail chains, MSMEs, kirana networks, fuel stations and commerce platforms to accept and reconcile payments through one unified infrastructure layer.

Multi-Rail Acceptance Smart Routing Reconciliation
Explore merchant infrastructure
Merchant 01
Merchant 02
Merchant 03
+ 2,400 merchants
LP FINTECH Acceptance · Smart routing · Reconciliation
UPI Cards BBPS AePS Banking Rails
NBFCS & GOVERNMENT

Collections built for complex payment flows.

Infrastructure for NBFCs, digital lenders, educational institutions and government departments that need compliant collections, reconciliation and settlement workflows.

Collections Reconciliation Compliance
Explore collection infrastructure
Customer Payment
Validation VERIFIED
LP Fintech
Reconciliation MATCHED
Settlement SETTLED
THE PLATFORM · 8 MODULES

Complete payment tech stack.

White-labeled infrastructure your institution can deploy under its own brand — fast.
01

UPI Issuer & Acquirer Switch

Tokenization, VPA lifecycle, direct debit/credit, chargeback management.

Tokenization VPA Chargebacks
02

White Label Payment Platform

Plug-and-play REST APIs for fintechs and merchants — white-label, multi-tenant.

REST APIs Multi-tenant
03

Payment Orchestration & Gateway

Smart routing across PSPs, real-time failover and unified settlement.

Smart routing Failover
04

Banking Apps & Dashboards

Heatmaps, fraud alerts, uptime analytics and AI optimization for banks.

Analytics Fraud alerts
05

Verification Suite

Aadhaar & Video KYC, OCR & Face Match, Business KYB (GST/CIN).

KYC KYB Face Match
06

WorkPulse — HRMS Suite

Geo-fenced attendance, payroll, task tracking and field-team productivity.

Attendance Payroll
07

Soundbox

Audio payment confirmations with instant alerts and multi-language support.

Instant alerts 11 languages
08

PoS

Smart POS terminals with KYC, inventory management and offline capability.

Offline mode Inventory
Payout Dashboard
PAYOUT WALLET BALANCE
Rs. 12,54,526.7
Why choose LP Fintech?

Distinct Advantages Built for Scale

Designed for Indian financial institutions that need to move fast without compromising on compliance or reliability.

Modular, Low-Dependency Design

Pick only the modules you need. Our architecture avoids lock-in.

AI-Powered Fraud &
Compliance

Real-time ML scoring, AML/PEP/sanctions screening.

Faster
Go-to-Market

Banks and PSPs launch in weeks with pre-certified integrations.

Unified Rails,
Full Visibility

One integration across all rails with live dashboards.

Services

Everything Your Institution
Needs

From payment orchestration to KYC, soundboxes to PoS — LP Fintech covers the full fintech value chain.

Payment Orchestration & Gateway

Multiple RBI-approved PAPG tie-ups. Smart routing by MDR, uptime & geo. Failover, multi-PG reconciliation, merchant onboarding.

Verification Suite

Aadhaar & Video KYC, OCR & Face Match, Business KYB (GST/CIN), AML/PEP/Sanctions screening. ISO-certified.

Soundbox from Approved Partners

Instant voice alerts for UPI/QR/AEPS/Card. Multi-language, 4G/Wi-Fi/SIM, 24+ hr battery.

PoS Device from Approved Partners

Smart Android PoS: UPI, Cards, Wallets, QR, Billing, receipt print, cloud dashboard, EMI & Tap-to-Pay.

Get Started
LP Fintech Payment Infrastructure

One Platform. Infinite Payment Possibilities.

Unifying UPI, IMPS, NEFT, RTGS, and BBPS into a single intelligent stack built for modern financial ecosystems.

How It Works

Compliance and Security Built on Trust

Security and compliance aren't features - they're our foundation. We maintain the highest standards so you can focus on growth.

1End to end
Encryption

All data encrypted at rest and in transit using AES-256 and TLS 1.3

2Multi Factor
Authentication

Hardware tokens, biometrics, and OTP for all administrative access

324/7
Monitoring

Dedicated security operations center with real-time threat detection

Frequently Asked Questions

Curious about LP Fintech's services?

Reach out with your questions, and we'll provide the answers you need.

Our platform is built for banks, NBFCs, payment aggregators, cooperative societies, and fintech startups. Whether you're a large institution processing millions of transactions daily or an emerging player launching your first digital product, LP Fintech's white-labeled infrastructure scales to fit your needs.

Most institutions go live within 4–8 weeks depending on the modules selected. Our plug-and-play REST APIs, pre-certified UPI and IMPS integrations, and dedicated onboarding team ensure a fast, compliant deployment under your own brand, with minimal disruption to your existing systems.

Yes. LP Fintech's infrastructure is fully compliant with RBI guidelines, NPCI's UPI framework, and PCI-DSS standards. Our Fraud & Risk Engine includes real-time velocity checks and rule-based alerts designed specifically to meet Indian regulatory requirements, keeping your institution audit-ready at all times.

Absolutely. Every module - from the UPI Switch and API Gateway to the Intelligent Dashboards and HRMS Workforce Suite — is fully white-labeled. Your customers will only ever see your brand. We operate entirely in the background as your technology partner, with multi-tenant architecture supporting complete brand isolation.
Testimonials

Here’s Why Our Customers Love Us

Neha Sharma

"LP Fintech revolutionized our payment processes! With their innovative solutions, our transactions are smoother, and we have seen a significant boost in our business."

Neha Sharma @E-commerce Entrepreneur
Vikram Singh

"Choosing LP Fintech was a game-changer for us. Their tech stack support services are unparalleled, and the integration process was seamless. Highly recommend their expertise."

Vikram Singh @Tech Startup Founder

Latest News & Stories

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